Everything we cover
Twelve lines of coverage, one way of working: we take your details once, put them in front of multiple rated carriers, and show you the strongest options side by side.
Home Insurance
Protect your home with coverage built around your roof, your ZIP code, and your budget — not a one-size-fits-all policy. We shop multiple trusted carriers to find real options, including for older roofs and coastal addresses other agencies give up on.
Learn more →Flood Insurance
Standard homeowners insurance does not cover flood damage — and in Florida, flooding happens well outside FEMA's high-risk zones. We offer both NFIP and private flood options and help you compare limits, waiting periods, and price.
Learn more →Condo Insurance
Your condo association's master policy stops at the walls — everything inside your unit is on you. We build HO-6 policies that dovetail with your association's coverage so you're not paying twice or, worse, covered nowhere.
Learn more →Auto Insurance
Florida's roads are among the most expensive in the country to insure — which makes comparing carriers matter more, not less. We quote your exact profile across multiple companies to keep premiums down without stripping protection.
Learn more →Umbrella Insurance
An umbrella policy adds an extra layer of liability protection — typically $1 million or more — above your home and auto limits. In a state with heavy litigation and heavy traffic, it's some of the cheapest peace of mind available.
Learn more →Commercial Property Insurance
Your building, equipment, and inventory carry Florida-sized wind exposure. We place commercial property coverage that matches how your property actually operates — occupancy, construction, roof, and location — across carriers that want your class of risk.
Learn more →Commercial Trucking Insurance
From a single box truck to a small fleet, trucking coverage is its own world — filings, cargo, radius, and driver history all move the price. We work with trucking-focused markets to keep you rolling and compliant.
Learn more →GL & Business Insurance
From storefronts to contractors to home-based businesses, we package the coverage Florida businesses actually need — and because we're independent, we can match harder-to-place risks with carriers that want them.
Learn more →Landlord Insurance
A rental property on a homeowners policy is a denied claim waiting to happen. We write dwelling-fire (DP-3) and landlord packages built for how your property is actually occupied — long-term tenants, seasonal renters, or short-term stays.
Learn more →Boat Insurance
More registered boats than any other state means Florida insurers know watercraft — and price them competitively when coverage is placed right. From bay boats to offshore cruisers, we match hull, liability, and storm coverage to how you actually use the water.
Learn more →Life Insurance
Life insurance is the policy your family hopes to never use and can't afford to be without. We compare term and permanent options across carriers to fit real budgets — most families are surprised how affordable meaningful coverage is.
Learn more →Jewelry Insurance
Homeowners policies cap jewelry losses at a few thousand dollars — often less than a single engagement ring. Standalone jewelry coverage or scheduled endorsements protect the pieces that matter at their real appraised value.
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